Don LaRose

Don has a background in construction so you can count on him to steer you right on your next PEI real estate purchase. Call Don and get his experience working for you!
Direct: (902) 888-7590
Email:
Toll-Free: 1-888-701-0021

Don Specializes in PEI Waterfront Real Estate

Due to our jagged coastline we have a large and varied inventory of PEI waterfront real estate including those nestled in inlets and bays, situated along riverways, and located directly on the PEI oceanfront. PEI real estate represents some of the best waterfront values in North America. PEI is the "Martha's Vineyard" of tomorrow. Get into the PEI real estate market now while these deals are still available.

Whether you are contemplating making PEI your year-round home or you are seeking one of the best vacation spots (PEI was voted in the top 10 islands by Conde Naste) to spend family summers there is a property just right for you. PEI can accomodate the family buying their first home or the couple retiring - seeking a quiet life and a way to make their money go further. We always have a great inventory of family homes, starter homes, investment properties, as well as cottages, waterfront and other recreational properties and PEi real estate.

Use the search section above to browse my entire catalog of PEI real estate or call or email me today and let me find just that perfect piece of PEI real estate for you! Call me with your financial questions as well - I have an extensive background in financial services and can provide you with the information necessary to qualify for that mortgage!



Don LaRose

Direct: (902) 888-7590
Email:
Toll-Free: 1-888-701-0021
Thunder Cove PEI
Hebrides PEI

Don and the Community

Don LaRose is very active in our community, participating in a number of clubs and organizations:

Captain of the Heart & Stroke Foundation

Don has a strong commitment to community based organizations such as the Heart & Stroke Foundation the mandate of which (taken from their website) is: The Heart and Stroke Foundation, a volunteer-based health charity, leads in eliminating heart disease and stroke and reducing their impact through:

  • the advancement of research and its application;
  • the promotion of healthy living; and
  • advocacy.

Don volunteers with the Foundation working as a Captain to organize his community in support of this worthwhile cause, one in which we all have a stake.

Member of the Silver Fox Curling Club

Don works within his community to support those clubs and organizations that make Summerside the place it is to live and contribute to the quality of life. The Summerside Silver Fox Curling and Yacht Club is one such organization.

The Silver Fox Curling and Yacht Club is a non-profit community complex, managed and owned by its members. With 6 sheets of high quality curling ice, a fully equipped marina, banquet and meeting facility, a restaurant, lounge and entertainment centre, the Silver Fox offers something for everyone. The complex is open to the public daily so drop by and join us for a delicious meal in the restaurant, entertainment and pub food in the lounge or a relaxing coffee break on the patio while you enjoy the beautiful views of Summerside Harbour. Everyone is welcome. Once you've been here, we guarantee you'll be back.

PEIRA Social Committee

As much as Don is committed to his community, he also works for his industry as well. He serves on the social committee of the PEIREA, the PEI Real Estate Association. The association is the controlling body of the PEI real estate industry including regulating the activities of the men and women that you place your trust in when it comes to buying and selling PEI real estate.

Call Don for Property Management

Century21 realtor

A property manager takes the landlord or owner's place in the daily duties of managing PEI real estate which is offered for rent. These include maintaining the building and grounds including handling repairs with regard to tenant's space as well as common space, cleaning, and implementation of any improvements that the owner may wish to make.

In addition, a property manager may look after the financial and business end of property rental as well. This includes renting the properties, including doing a financial check on prospective tenants, as well as paying expenses for trades and workers providing services to the rental property, real property taxes, insurance etc. In a situation where a property manager is handling all aspects of operating the rental property, the owner is simply providing the capital necessary to own the property and has nothing to do with day-to-day operations unless there is a major problem.

Don brings to property management his business and financial background as well as contruction and renovation experience. Combined with his knowledge of PEI real estate, he is in a unique position to help you find and purchase new rental property as well as manage both this and any other rental properties that you have.

It is important to have someone experienced working for you. Don is a landlord himself. He knows the ropes!

Ultimately, the property manager acts as the liaison between the owners and the tenants of a property. As such, their responsibilities are as great, if not greater, than that of an owner. Tenants generally expect all of the same things from a property manager that they would from an owner, and owners expect a great deal from a property manager as well. Don is your liason with your clients and the source of your revenue, the tenants, and can be relied upon to judge the needs of every situation, keeping tenants happy while keeping your PEi real estate investments profitable.



Don LaRose

Direct: (902) 888-7590
Email:
Toll-Free: 1-888-701-0021

Services I can Provide or Help You With!

As your PEI real estate professional, and with my experience in finance and home construction, I can help you, either personally or by putting you in touch with other qualified professionals, in the areas of:

Give me a call or email me today and put me to work for you



Don LaRose

Direct: (902) 888-7590
Email:
Toll-Free: 1-888-701-0021

Financing your PEI Real Estate Purchase

Don LaRose and Century21 Northumberland Realty are pleased to be able to help you secure financing for your next PEI real estate purchase. Be sure to talk to Don about financing through Centum Financial Services. Don has a background as a mortgage broker and can be instrumental in helping you not only just to secure a mortgage, but to get the best possible rate. Lenders base mortgage rates on your credit score.

This is a number between 300 and 900 that represents your total creditworthiness and is referred to as your Beacon or FICO score. Don reminds you that your credit score is vital knowledge when applying for a loan and your score is available through credit reporting agencies such as equifax and transunion. Before home-buying it is crucial to know and understand what is on your credit report and to make any necessary corrections. Realize that if your credit score is under 600 you will have a much harder time securing a mortagage and it will cost you, in terms of a higher interest rate. You should follow this 5 point plan to a successful mortgage application and purchase of PEI real estate:

  1. Ensure that all Bills are Paid on Time. Setup convenient ways to pay such as on the internet or through your ATM.
  2. Save Money by first saving a Down Payment. You want to show potential lenders that you are financially responsible. You should begin a savings plan to ensure that you have at least a 5% down payment plus your real estate closing costs on hand. An additional sum for potential repairs as well as to cover you in times of sickness will add to your credibility.
  3. Pay Your Rent on Time. This is self-explanatory, do not make your landlord come calling! If you are breaking a lease pay all penalties. A lease is a legal contract with legal ramifications and can affect your credit score if not handled correctly.
  4. Reduce Your Credit Card Debt. Pay off as much consumer debt as possible, as this type of debt weighs heavily against your credit score plus it eats up potential for a higher mortgage as it is taken into consideration by lenders when determining the mortgage payment that they feel you can afford.
  5. If you are Pre-Approved don't make a New Major Purchase. Be aware that if your debt load changes due to a major purchase, lenders need not follow through on your pre-approved mortagage. So close the home deal first and then buy the car!

Centum Mortgage Calculators

Mortgage AnalyzerCalculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years. [try]
Mortgage IsolatorCalculate the rate, payment, principal or amortization by inputting any three known variables. [try]
Prepayment AnalyzerCalculate the interest savings of making extra payments to your mortgage. [try]
Maximum Mortgage AnalyzerCalculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers! [try]
Payment AnalyzerCalculate the monthly, semi-monthly, bi-weekly and weekly payment option on your mortgage. [try]

Don's Best Buys in PEI Real Estate

I have looked for the best buys in PEI real estate and created a page just for these properties that represent great value for money. I encourage you to view these PEI real estate listings with a view to seeing if any would suit your needs. If you see something that takes your interest contact me today as with the value these properties represent I would hate for you to hesitate and be disappointed.
View all PEI Real Estate Best Buys

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